Tuesday, December 31, 2019
The Law Can Affect Family Life Essay - 1991 Words
The law can affects family life in many ways. Laws will indicate whom and when we can marry, under what circumstances we can file for a divorce, who can adopt children, what responsibilities should come with parenting, and what happens when we do not uphold our parental responsibilities. In recent years, our lawmakers here in the United States have made important decisions affecting families consisting of gay parents. Gay couples can face a legal minefield when trying to ensure parental rights. Although, the first battle of legalizing gay marriage has already been won. States still determine who qualifies as a mom or a dad not the federal government. Granting same sex married couples the same parental rights as traditional married parents, such as custodial and legal rights, will only benefit the welfare of the child they share. On June 26, 2015, the Supreme Court of the United States ruled in Obergefell v. Hodges that denying the fundamental institution of marriage to same-sex coup les violated the Fourteenth Amendment of the U.S. Constitution. The Fourteenth Amendment says that states must provide equal protection of the laws for all of their citizens. It also guarantees that no person should be deprived of life, liberty, or property without due process of law. The Fourteenth Amendment requires a state to license a marriage between two people of the same sex and to recognize a marriage between two people of the same sex when their marriage was lawfully licensed andShow MoreRelatedThe Effects Of Domestic Violence On Children915 Words à |à 4 Pageshave long-term affect and some of them of the affects of abuse stay for decades. In an article, ââ¬Å"The Hidden Consequence Of Domestic Violence Linger For Decadesâ⬠, from Think Progress, the author Tara Culp-Ressler wrote, ââ¬Å"Youââ¬â¢re at a higher risk for some of the largest health problems that our country is facing todayâ⬠which informs that the victims of domestic violence are at higher ris k of some of the serious health problems which can significantly impact on oneââ¬â¢s life. Most of the affects of domesticRead MoreGender Roles And Responsibilities Within A Family1609 Words à |à 7 Pagestypical Western family consists of a mother and father, and their dependent children; this is known as the nuclear family. Thereââ¬â¢s a mix of genders and age generations. Gender is the social construction of how a person should look and act based upon their biological sex. For example a male baby is often dressed in blue, whereas a female baby is often dressed in pink. These gender ideals are not applicable worldwide, as views on gender vary dramatically. As a result, this affects roles and responsibilitiesRead MoreEssay on The Moral Decline1123 Words à |à 5 Pagesdefinition of the word moral is ââ¬Å"Concerning or relating to what is right and wrong in human behavior.â⬠From this definition we can understand that a moral decline is a decline in knowing the diff erent between right or wrong. In another word our moral is like a guide for every choice we make in our life. Therefore anything could affect our moral reasoning would affect our life. So is our society is a state of a moral decline? I think yes our society in a state of a moral decline because of the raiseRead MoreExternal Laws And Judicial Decisions919 Words à |à 4 Pagesreferences to external laws, narrowing their scope to the public sphere, invoking religion, and pointing out the supremacy of other constitutional provisions. In addition, states often condition such rights on subjective considerations, including rights of others, order, security, and public morals. Notably, these limitations can produce negative consequences by infringing on the international standards adopted from international instruments. External Laws External laws and judicial decisionsRead MoreThe Political System Of A Nation Impact The Human Identity ( Culture ) Of Families1651 Words à |à 7 Pagesevaluating the extent which the political system impacts families in Israel. Sources such as memoirs, articles, and interviews will be used to gain the information necessary to answer these questions. The change in political system within Israel altered the way the average Israeli family lives to this day. Example Outline To what extent does the political system of a nation impact the human identity (culture) of families in Israel? Marriage laws placed during the Arab-Israeli conflict restrict theRead MoreSociological Views Of Government Policies And Laws On Family Life886 Words à |à 4 Pagespolicies and laws on family life. This essay will look at how social policies and laws affect families in a positively or negatively. Some of the key concepts that will be touched upon will be how functionalist agree that social policies are positive due to the march of progress getting better due to laws in place. The essay will also look at how it negatively affects families, such as how feminist think social policies promote patriarchy in the family. The new labour has introduced laws which benefitRead MoreLaw Enforcement Officers Face Incredible Dangers Essay1630 Words à |à 7 PagesLaw enforcement officers have encountered some very deadly days. The life of a law enforcement officer is one of constantly being aware of your surroundings, dealing with the uncertainty of not knowing the individuals you have to approach, and being able to cope with the visual images seen after vicious crimes. The life of a law enforcement officer, who protects and serves, is both challenging and rewarding. The first law enforcement system was established in Boston, Massachusetts over 350 yearsRead MorePolice Officers Are Known As The Super Heroes Of The World.1376 Words à |à 6 Pagesof being racists and abusing control in the work force. News and other media have had its fair share of reporting case of police officers being the bad guys. Not only are these problems in the work field, but also there are problems with self and families. ââ¬Å"P olice officers have on the highest suicide rates in the nationâ⬠¦a high divorce rate, about second in the nation. [Police officers] are problem drinkers about twice as often as the general publicâ⬠(ââ¬Å"Common Stress,â⬠2015). Police officers need toRead MoreWhy Children Commit Crimes Have Been Going On For Over Decades?1162 Words à |à 5 Pagessuch a way. Transfer laws would be beneficial because it would help under aged individuals stay on the right track. If minors break the law and commit crimes they should be treated as adults so they know what to expect and what not to do. Minors being tried as adults in adult judicial systems can have a major effect on todayââ¬â¢s society. Society is todayââ¬â¢s world or a group of people that share the same interests or have something in common. Not only does the committed crime affect the juvenile, him orRead MoreEffects of Shoplifting in the Society Essay967 Words à |à 4 Pagesgetting a product for free and doe snt know what hes really doing to himself and the community. Shoplifting affects yourself, your local neighborhood and the world population. In this essay Im going to explain some of the circumstances of stealing from local stores, or any store. After I was caught stealing, I realized how much impact something you do now will affect you for the rest of your life. I now know how much of a disadvantage it is to everyone. Shoplifting is when someone steals items for
Monday, December 23, 2019
My Career Plans For A Career In Nursing - 1896 Words
As a senior in high school, if I was asked what my plans were for the future, I would have had a definite answer. I wanted to attend Indiana University Bloomington and major in Nursing to eventually become a nurse practitioner. I truly thought that was what I wanted to do with my life. If I were told that I would be attending Hanover and no longer had any interest in nursing as a career, I would probably laugh. I was so sure that was what I wanted to do, but since then all my plans have changed. This first semester at Hanover has taught me that I had no idea what I wanted to do, but I now have more of an idea of where to go and what to do at this point in my college career. I decided not to attend IU because it is a huge school. I wasâ⬠¦show more contentâ⬠¦This sounds absolutely dreadful to me. I plan to have a family of my own at some point, and I want to get to be there for my family and go to family events. Nursing is the type of career with very odd hours. Many nurses wo rk long shifts, which can get in the way of a life outside of work. After coming to Hanover and seeing how much my family really means to me, I realize that nursing is not the career for me if I want to also be able to have a family life. While I no longer want to pursue a career in nursing, I do still want to major in Kinesiology and Integrative Physiology. This is a major that allows for so many career options. According to the Hanover website, many students who have majored in KIP have pursued careers in medicine, dentistry, physical therapy, occupational therapy, chiropractic medicine, athletic training, cardiac rehabilitation, and sports medicine (Hanover College). KIP appeals to me now, because I have always wanted a career in medicine, but at this moment I am unsure of exactly what I want to do. If I decided not to major in KIP, I would major in biology, because I have enjoyed the biology courses I have taken so far in high school and at Hanover. With a degree in biology, I c ould still pursue the same careers as I would if I majored in KIP. One of the possible careers I am considering is athletic training. According to O*Net, athletic trainers ââ¬Å"Evaluate and advise individuals to assist recovery from or avoidShow MoreRelatedMy Career Plan For Nursing Career1027 Words à |à 5 PagesIntroduction: I have to admit in preparation of writing my nursing career, I found it very difficult to put a nursing career plan together. Over the past 12 years of my nursing career, I have learned that many of my experiences has molded my character. Nursing has so much to offer and I am fascinated by anything new that I am introduced to. I have worked in various places such as a cardiac transitional care unit, acute care rehab unit, school/camp nurse, in home nurse, and 1:1 nurse to mainstreamRead MoreSample Resume : Self Care1184 Words à |à 5 PagesSelf-care in Nursing School Tris Bacani Denver School of Nursing Self-care in Nursing School Self-care is taking a strategic measure to ensure that one is safe and stays in focus. They are personal decisions that one takes for to improve their health. In this case, my self-care is to ensure that I remain in line with the nursing school and nursing career in general, and set strategies to implement the key options that I have chosen. These include time management, , focusing more in nursing schoolRead MoreA Research On Neonatal Nurse Practitioners1191 Words à |à 5 Pagesprocedures in order to establish a treatment plan for the newborns, and ensure proper feeding as well as basic care. Why Neonatal Nurse Partitioning? I chose this specific career for my project because I have been wanting to pursue a career as a NNP for a long time. I have always loved the thought of being a nurse practitioner for children and newborns. After some time researching and finding out more information about NNPââ¬â¢s, I have specified my career to being in the NICU. I was a premature andRead MoreMy Nursing Philosophy : My Philosophy Of Nursing Practice1074 Words à |à 5 PagesNursing philosophy My philosophy of nursing practice is being kind to others. I use my knowledge and skills to help people. I also respect patientsââ¬â¢ preferences, values and choices even though they differ from mine. I will try to understand and show empathy to my patients through seeing them beyond their illness and provide holistic and culturally sensitive care. Nursing is not just a job that looks after the sickness, rather, it is about the humanity, about being a human for another human. As aRead MoreProfessional Roles And Development Plan1206 Words à |à 5 Pagesand Development Plan The nursing workforce plays an essential role in our health care system and the role of nursing is evolving due to shortage of nurses, new emerging technology within the healthcare system and the needs to provide quality of care in the most cost effective ways. The focus of this paper is to analyze the roles and the required skills of the baccalaureate prepared nurse in the 21st century healthcare system. In addition, I will also describe my career development plan for personalRead MoreSelf Evaluation as a Nurse740 Words à |à 3 Pagesthis moment, I continue working in nursing while pursuing my Bachelor of Science in Nursing degree. My intended month of completion is October 2012. My experience in nursing education has motivated me to continue my education and pursue a Masters degree in a nursing related field commencing in 2013. Thus, in terms of my career planning, my education is a crucial part to my professional development. Extending and deepening ones education, especially wi thin the career field of ones choice, can onlyRead MoreSample Resume : Self Care1176 Words à |à 5 PagesSelf-care in Nursing School Tris Bacani Denver School of Nursing Self-care in Nursing School Self-care is taking a strategic measure to ensure that one is safe and stays in focus. They are personal decisions that one takes for to improve their health. In this case, my self-care is to ensure that I remain in line with the nursing school and nursing career in general, and set strategies to implement the key options that I have chosen. These include time management, exercising, and working fewerRead MoreMy Career Path For A Pediatric Nurse768 Words à |à 4 Pages Project Life For my career path, I chose to be a Pediatric Nurse. I chose to be a Pediatric Nurse , because on this job , you have to have a positive attitude , you get to stay active, and I enjoy working with kids and infants. Nurses also get an everyday challenge and continue learning throughout their career, which makes it even more attempting and interesting. Job duties of a Pediatric Nurse would include supporting young patients byRead MoreHistory Of Nursing Practice : Agatha Cobourg Hodgins, And Adda Eldredge Nursing1372 Words à |à 6 PagesSignificance Nursing has changed over time from the instruments that are used, the process that procedures are done, and many medical advances. Nursing back in the Florence Nightingale days did not have specialties like we do today either. Nursing has a whole has progressed significantly since then. I believe that the history of nursing is important because we as nurses need to know where we come from and how this profession became what it is today. Without many prominent nurses such as FlorenceRead MoreMy Life : My Career Path1444 Words à |à 6 PagesMy Luminous Career Path Growing up in a poor country where there were insufficient medical supplies and nurses was very frustrating. Fortunately, I had my momââ¬â¢s friend who was a nurse in the neighborhood. She was always going above and beyond her scope to deliver the best service to everyone she encountered with, although she was setting in a hospital. After witnessing her dedication and her differences she made as a nurse, ever since in my early teen years, I was always making a difference in
Sunday, December 15, 2019
Looking at childrenââ¬â¢s learning Free Essays
string(191) " that can provide lots of physically activities for children to enjoy, like scooters, play equipment like climbing frames, or simply an area where they can run around and express themselves\." For my assignment I have chosen to reflect on the childrenââ¬â¢s learning in the video sequence entitled ââ¬ËHospital Playââ¬â¢, which was filmed at St Stephenââ¬â¢s Nursery School in Newham, London. The sequence is based around the concept of the casualty department at the local St Stephensââ¬â¢s Hospital and was created jointly by the practitioners and the children. My reason for choosing this video clip is that I can directly relate it to the setting within which I work and I have created similar situations myself and can therefore reflect on what I can do differently next time, extending my development. We will write a custom essay sample on Looking at childrenââ¬â¢s learning or any similar topic only for you Order Now Children do not learn in the same way as each other ââ¬Ëthey each have their own preferred ways of learningââ¬â¢ (E100, Study Topic 3, p. 64). There are many theories relating to how children learn and develop, some coming from Government frameworks but many originate from an individualââ¬â¢s own ideas or beliefs. One of which being Rudolph Steiner, ââ¬Ëwhose principles emphasise the importance of unstructured play and the role of the teacher, who ââ¬Ëworksââ¬â¢ at activities as a model for children (E100, Study Topic 3, p. 6)ââ¬â¢, this type of unstructured play is evident in the video in that the outside area offered a free play environment where the children can chose to part take in any activity of their choice, either the role play area or the playground. The adult ââ¬Ëworkedââ¬â¢ at the activity when she joined the table offering support and extending the childrenââ¬â¢s learning through asking questions that required the children to engage further in conversation, developing their communication skills. E100 Study Topic 3, p. 62, discusses the importance of play in early years settings, with the early years curricula in each of the four UK countries embracing the role of play in a childââ¬â¢s learning. The frame work in England for children from birth to five, suggests that learning and teaching is about adults and children working together, to co-construct ideas and new areas of learning, it is believed that investing at this age will benefit families and children at a later stage in their life. This was evident in the construction of the role play area and its play element. In our setting we always develop our curriculum plans through group discussions with the children. Russian psychologist Lev Vygotsky was the main theorist with regards to socio-cultural aspects of childrenââ¬â¢s learning. His theory relates to the social and cultural element of a childââ¬â¢s learning and the importance an adult plays in conveying these areas of learning and values to the children. The adult is referred to as the more able ââ¬Ëotherââ¬â¢ (E100, Study Topic 3, p. 65), in the sequence Daksha Patel the practitioner takes on this role in that she speaks to the children in both English and Gujarati, so all children in the setting are valued and included in the activity, ensuring cultural awareness and that some children may speak a different language. Vygotsky also placed particular emphasis on the role of the adult in the transmission of culture, knowledge and languageââ¬â¢ (E100, Study Topic 3, p. 65). Cultural values are very important in early years settings and although our setting is situated in an affluent, rural, predominately white community we always ensure other religious beliefs are shared within the setting, celebrating different cultural events in order for the children to extend their learning beyond the community within which they live. Vygotsky, also developed a concept called the ââ¬Ëzone of proximal development (ZDP)ââ¬â¢, whereby he believes a child has two development levels, where they are at now and their proximal level, what they could do next. Adults play an important role in this element of his work, in that it is them that can provide the opportunity to take the child up to their next level, it maybe that they initially offer support, but positively encourages them to try and undertake the activity (E100, Study Topic 3, p. 65). This is also evident in the sequence when Daksha Patel encourages the child to try and write the name of whoââ¬â¢s the sample is on the bottle, she then aids them by writing it on the piece of paper for them to try and copy, which the child then does underneath where she has written. Linda Miller, one of the authors of the study topic 3 discusses a similar concept when working with the ZPD of her daughter, in that she would write her name for her, as a model for her to copy (E100, Study Topic 3, p. 66). In our setting we encourage the children to write their names on any work they undertake, aiding by writing first if necessary. Outdoor play is a very important part of the Early Years foundation stage and should according to Mclean 1991:71, be no firm distinction between the indoors and out (cited in Robson, S, p. 226). Although it is not clear on the video whether this is the case the setting certainly offers an extensive outdoor play area, with the role play area and a playground with activities that can also be seen in the sequence. The Statutory Framework for the Early Years Foundation Stage stresses that access to an outdoor play area is expected, this reinforces the importance of outdoor play in both a childââ¬â¢s development and in their learning. ââ¬ËPhysical play is fundamental to all aspects of childrenââ¬â¢s development and learning, including the development of the childââ¬â¢s brainââ¬â¢ (Manning-Morton, J and Thorp, M, 2010, p. 100). In our setting we have an area outside that is under cover and has shutters to the main outdoor area, so it can be used in all weathers. Unfortunately staffing levels means we are not able to use our outside area as much as weââ¬â¢d like to, however we do try and get out in the morning, lunchtime and in the afternoon. Outdoor provision plays an important part in the health and welfare of children too, as it provides a safe environment that can provide lots of physically activities for children to enjoy, like scooters, play equipment like climbing frames, or simply an area where they can run around and express themselves. You read "Looking at childrenââ¬â¢s learning" in category "Papers" Outdoor play also meets several of the requirements of the Every Child Matters agenda, such as, being healthy, staying safe and enjoying and achieving (E100, Study Topic 6, p. 141). The practitioner, Daksha Patel, demonstrates in the video clearly how all children are included in the activity, she speaks in both English and Gujharti so all children are able to understand. The setting has also provided a wide range of stimulating items for the activity, like syringes, bandages, and sample bottles, to ensure the area is stimulating for the children. There is no discrimination or exclusion, like the girls are nurses and the boys doctors, all children are equal, they are all wearing varying dressing up outfits and they are all caring for the babies, clearly showing inclusion of all children, towards the end a child also states that ââ¬Ëheââ¬â¢ is not sharing and the practitioner steps in and reinforces what she says and shows the girl where further similar items are. When dressing up in our nursery, which the children love to do, no distinction is made between boys and girls clothes and the boys especially like to dress up in the pink princess costumes. Everyone is included and no stereo typical comments are made and any made by the children are addressed. ââ¬ËParticipation is the key element of inclusionââ¬â¢ (E100, Study Topic 6, p. 143). Study topic 4 (2010), p. 82 explains there are six main theories about child development, that complement each other rather than one being right and another wrong, one of which is that ââ¬Ëyoung children are innocent until they are ââ¬Ëspoiledââ¬â¢ by their parents and society (E100, Study Topic 4, p83)ââ¬â¢, this is the maturationism approach, developed by Jean Jacques Rousseau. Another theory is one of social learning, when a child learns through observing others (E100, Study Topic 4 p. 99). This concept can be seen in the sequence on two occasions when the children carry out activities that they may have experienced in their lives, like syringing ears and putting a plaster on after an injection, this re-enforces the principle that children learn from their life experiences. In this situation the practitioner needs to be aware of issues that may arise with regards to safeguarding as the child may feel secure and in a play environment talk about something that is happening in their life. Study Topic 5, p. 131 details a list of indicators for possible signs of neglect, from the NSPCC, this includes being bruised or injured, a child may show bruises in a hospital role play situation or talk about injuries he or she has suffered (E100, 2010). The sequence offered many areas of learning for children, though initially child led the activity was then supported by an adult, who in turn provided extended learning in respect of writing skills, by encouraging them to write on the sample bottles and new vocabulary and cultural awareness by speaking in both English and Gujarati. The children were able to develop their own language and communication skills through imaginative play and also extend their social skills through communication with each other and an adult. Two implications for my practice from my analysis of the sequence with regards to supporting childrenââ¬â¢s learning are: 1. Although we have a fantastic outside play area it is not used for enough activities, like in the sequence. We have a climbing frame which the children love and lots of gross motor toys, like scooter and bikes, however, I have never taken out an activity like the hospital role play area. Plus, we have a great shed that is used solely for the storage of the bikes and scooters, it would provide more learning opportunities if the children were able to use it like in the sequence as a hospital or play house. 2. My second implication also focuses around the area of role play, in that we do provide fantastic role play settings, recently we have had a shop that had clothes, shoes, tills, money, price tags, bags and even a shop frontage, but I cannot recall at anytime an adult participating in or extending the learning in the area. The only time an adult was in the area was at tidy up time! It offered a whole host of learning activities like counting, communication and social skills yet all these were missed. I will ensure that in the future I will spend time in the role play area, like the practitioner did in the sequence. With regards to the official requirements on childrenââ¬â¢s welfare and provision the two implications I will take back to my setting are: 1. Key workers, although I am not currently a key worker of any children, when I am I would want to work more closely with the child and their carers. Although key workers are allocated practitioners are only responsible for keeping their records up to date there is not direct activities or contact with individuals other than during the day to day activities and running of the nursery. Although key workers arenââ¬â¢t evident in the sequence, the practitioner would be able to observe and assess any of her children during he activity. Part of the EYFS (DCSF, 2008) requires a setting to assign key workers as they state ââ¬Ëa key person develops a genuine bond with children and offers a settled, close relationshipââ¬â¢ (E100, Study Topic 5, p. 122). 2. I would also take back the theory and requirements on inclusion, particularly the multi-cultural aspect. As I stated previously we are a mainly white school, in our nursery we have over 50 children and only 1 black girl, who lives ov er 20 miles away in the nearest city. Although the staff and children do not discriminate against her in anyway her own cultural values and beliefs are not directly discussed in the nursery. It would be nice to approach her family and invite them into nursery to maybe discuss what the events they celebrate are and why and how they celebrate them, rather than us just playing an educational video clip; this would be a positive activity making the little girl feel valued. In the sequence the practitioner speak in both Gujharti and English ensuring all the children are included in the activity. How to cite Looking at childrenââ¬â¢s learning, Papers
Saturday, December 7, 2019
Analysis of Sbi Life Smart Ulip free essay sample
Insurance too has joined the bandwagon of ULIP market. Similar players in the market include LIC jeevan Varsha, ICICI Return Guarantee Fund, IDBI Fortis Bondsurance and Birla Sun Life Platinum Plus. You can read my take on those policies by following the links mentioned for each of those. Now, here is a quick review of SBI life Smart ULIP. As usual, first the good things about this product: â⬠¢The Smart ULIP product provides NAV guarantee that is the highest of 168 fortnightly NAVs during first seven years or NAV at maturity, whichever is higher. In case of the unfortunate event of the death of the insured during the policy term, the nominee receives the higher of fund value or sum assured. â⬠¢Shorter premium paying term (3 or 5 years). â⬠¢ Tax benefit on both premiums [U/s 80C] and maturity amounts[U/s 10(10D)] â⬠¢Investment is managed by SBI Life ââ¬â policy holder need not panic in volatile market Now the bad: â⬠¢Short term ââ¬â just 10 years! â⬠¢Too many charges â⬠¢Premium allocation charges : 15% in 1st yr, 5% for next 2-4 yrs for 3-5 yrs terms respectively. â⬠¢Admin charges ââ¬â Rs 60/- per month for full term. For first three years, annual administration charges of Rs 5 per 1000 of sum assured. â⬠¢Fund management charge 1. 5% pa. Fund management charge can be increased to 2. 5% pa â⬠¢Mortality charge levied on 1st day of each policy month. For more details on this product check the brochure and see the benefit illustration here. Verdict: This product may appear to be better than other ulip products in the market but not better than a combination of mutual funds with term insurance. I still suggest you folks not to combine insurance with investment. Invest of specific products for each purpose and reap the best benefits from each of those. I know many of you may not agree with me, again it boils down to individual requirement and the phase at which an individual looks at these products. Whatever the case may be, I welcome your comments and suggestions. Tagged as: insurance, investment, sbi, smart, ulip Share this post: Tweet It | Facebook It | Stumble It | Digg It | Delicious It Related Posts: â⬠¢BSLI Platinum Plus review analysis â⬠¢ICICI Return Guarantee Fund â⬠¢LIC Jeevan Varsha Review â⬠¢Review of LICs Jeevan Aastha â⬠¢Are you Investing the Right Way? 1 Deepak April 1, 2009 at 9:43 am Second question is: What is the other product compareable in the line of this product. Reply 13 Manoj Khatri May 17, 2009 at 2:21 pm If I invest for smart ulip then how much I expect after 10 years maturity with an investment of 1. 5 lac in three years? I want details. Reply 14 chandrakant May 20, 2009 at 1:18 pm Kalyan :My first question is: How much is the expected return at the end of seven years with an investment of Rs. 1. 5 lac through three years. Please mention the higher as well as lower side. Second question is: What is the other product compareable in the line of this product. @gaurav Reply 15 chandrakant May 20, 2009 at 1:27 pm my question is;how much is the expected return at the end of seven years with an investment of RS. 1. 5 lac through three years. Reply 16 Rakesh kumar Singh May 21, 2009 at 5:12 pm Dear Sir, My first question is: How much is the expected return at the end of seven years with an investment of Rs. 1. 5 lac through three years. Please mention the higher as well as lower side. Can I withdraw this money after 3 years? as my agent told me that i can. Reply 17 Rakesh kumar Singh May 21, 2009 at 5:18 pm Is it the correct time to invest in SBI ULIP plan? My agent didnââ¬â¢t tell me about all this charges, just i know that they will charge Rs. 4500/- for first year. not to combine insurence with investment, i didnââ¬â¢t get it ? In SBI smart ulip plan do we have this option ? Reply 18 Mohan May 21, 2009 at 8:45 pm Hi all, most of you have been asking what would be the return after n number years if i invest x amount. To answer your question, there is no specific number that I can quote. Since it is a ULIP, it is subject to market variations. It completely depends on how the fund manager takes care of your investment. Please talk to the concerned agents and they will be able to give you approximations based on some numbers. Reply 19 RAVI May 29, 2009 at 3:26 am Return is guarenteed. put 1. 5 and get 2. 5 min. guarentee. or more. so i did not understand why bother all charges etc. any one can get min. 2. 5 or more if NAV is more while withdrawing. do u guys agree with me? Reply 20 sureshkumar June 9, 2009 at 2:32 am Sir, If I invest for smart ulip then how much I expect after 10 years maturity with an investment of 1. 5 lac in three years? I want details. Please reply sir Reply 21 Mohan June 9, 2009 at 10:39 am Ravi I didnââ¬â¢t quite understand your statement. Could you elaborate on that please? @Suresh Please check their website for detailed calculations and deductions. If you get a chance to talk to their customer care, bring out such questions and get all your queries clarified. Reply 22 chitra June 19, 2009 at 12:42 pm hello mohan, thanks for the detailed info abt this Plan.. But i would li ke to invest 50,000 this year for tax saving.. This morning i talked to my agent and he told me abt this.. I thought to invest in this plan.. But after seeing these discussions.. I have a backlog.. So please suggest me in which i can invest with maximum profits..? Reply 23 Ankur Chawla June 19, 2009 at 1:26 pm SBI did a goof up on this oneâ⬠¦when there employees contacted us to buy the polivy they said that return will start from 4th year onwards and the policy came stating that return will come only after 5th year completion i. e. in 6th yearâ⬠¦so that is no good for me anymoreâ⬠¦i ams tuck i want my money back as i feel cheated by SBIâ⬠¦and i donno how to do thatâ⬠¦because they are not going to give it back that easilyâ⬠¦SBI Sucksâ⬠¦they promise something and give something elseâ⬠¦they are among the worst cheaters almost equitable.
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